Policy for Multiple PaymentProvider (MPP) Integrationon IRCTC E-TicketingWebsite and Mobile Apps -2016
E-ticketing through IRCTC website, www.irctc.co.in has revolutionized the way thecommon man deals with the railways and has been biggest success story of egovernance in India. Taking this further, keeping an eye on growing usage of mobile Apps in India due to advent of revolutionised Smartphone, IRCTC has launched Mobile Apps to empower the customers.
To facilitate multiple payment modes through one payment option on IRCTC e-ticketing Website and Mobile Apps (Android, iOS, Windows and BlackBerry, etc), IRCTC is now introducing Multiple Payment Provider(MPP) integration on IRCTC e-ticketing Website and Mobile Apps (Android, iOS, Windows and BlackBerry, etc), by interested banks/Financial Institutes. The Main benefits of such payment integrations are as under:
1. The payment instrument will enable the customer hassle free transaction.
2. Provide wide range of payment options through single payment option.
3. Enhances user friendly experience and further the customer base available with preset MPP can also be benefitted.
4. Transaction failures due to payment gateway lags can be minimised.
Interested/willing Multiple Payment providers may be integrated on IRCTC eticketing Website and Mobile Apps subject to fulfilment of the following terms and conditions:
1. Name of the Policy: Policy for integration of “Multiple Payment Provider“(MPP) on IRCTC e-ticketing Website and Mobile apps.
2. Scope of Multiple Payment Provider(MPP):
a) If any payment provider is using more than one payment options (even if, all payment options belongs to their own bank/financial institution) at their
end, while control is redirecting to their website, SDK (Software Development Kit) etc then they will be considered as MPP.
b) If any payment provider is interested in facilitating the customer to recharge the customer wallet and then pay (add and pay facility) for IRCTC ticket, in
case of low balance, then they will be considered as MPP.
c) If any payment provider is accepting payment on behalf of other merchants viz. internet banking, debit card, credit card, cash card, prepaid card etc. then
they will be considered as MPP.
d) The existing e-wallet Providers on IRCTC Website and Web services wallet Payment Providers on IRCTC Mobile apps, if fall under the above criteria,
will be considered as MPP and accordingly all the terms and conditions of MPP will be applicable to them.
3. Only MPP own Bank’s/Financial Institution’s wallets will be allowed under the above scheme.